We’re sorry, some parts of the Airbnb website don’t work properly without JavaScript enabled.

Airbnb your place

Holiday rentals with lake access in Panama City

Find and book unique lake access rentals on Airbnb

Top-rated rentals with lake access in Panama City

Guests agree: these rentals with lake access are highly rated for location, cleanliness and more.

0 of 0 items showing

1 of 3 pages

1 of 3 pages

Apartment in Panama City Beach

4.82 out of 5 average rating, 107 reviews

@Ocean View- Laketown Wharf 1809

Welcome to the best complex in Panama City Beach! With so many restaurants on site, a private boardwalk, a Vegas style fountain show every night, Laketown is one of the most well equipped beach complexes your family can enjoy a wonderful vacation in. With a private gated beach access, the condo is just a short walk to the sand and Pineapple Willies, the famous beach front dining. Master Bedroom: King Bed 2nd Bedroom: King Bed Nook Area: Bunk bed Living room: Queen Sleeper Sofa Closet: Cot bed

9–16 Nov

$227 SGD per night

Guest favourite

Apartment in Panama City Beach

4.87 out of 5 average rating, 117 reviews

"Islandia 317" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units are available - please visit my profile.

16–23 Dec

$148 SGD per night

Guest favourite

Apartment in Panama City

4.95 out of 5 average rating, 124 reviews

Sugar Beach condo steps away from the ocean

Sugar Beach is a gated community, located close to family entertainment spots, nightlife, restaurants, shopping, and golf. No elevator waits or crowded beaches! !!! Our community is under off-season renovation works. Sometimes it can cause some noise inconvenience !!! From your covered patio enjoy the view of the freshwater pond or take a short walk to the pool, clubhouse, grill area, tennis courts, and the beach! You're just a short drive to St. Andrews State Park and several marinas.

19–26 Jul

$344 SGD per night

Guest favourite

Townhouse in Panama City

5.0 out of 5 average rating, 45 reviews

The Honey Hole

Welcome to the Honey Hole- a bass slayers dream! Nestled on the edge of White Western Lake, this duplex unit has everything you need to escape the city, all while maintaining proximity to a number of other desirable attractions such as the recreational bliss of Econfina Creek (approx. 12 mi), the white sandy beaches of Panama City Beach (appox. 25 mi), and the otherworldly experience of the Florida Caverns (approx. 50 mi). Guests must be 25+ years of age or minors accompanied by an adult.

19–26 Oct

$198 SGD per night

Guest favourite

Apartment in Panama City Beach

4.98 out of 5 average rating, 82 reviews

Stunning Gulf Views * Sleeps 9 * Best Amenities

***Must be 21+ to rent this unit.*** **18+ can rent this unit WITH refundable security deposit** Condo on the 9th floor overlooking the Gulf **Condo is authorized for a maximum occupancy of 9 guests, the 9th guest must be a child under the age of 12.** BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach

1–8 Dec

$142 SGD per night

Guest favourite

Guest house in Panama City

4.99 out of 5 average rating, 93 reviews

Cabana Cottage @ St. Andrews-Waterfront/Pool/Dock

The Cabana Cottage @ St. Andrews, Panama City, is a beautifully landscaped waterfront location with pool & hot tub. Centrally located, you are a short walk from Historic St. Andrew's on Beck Ave, which is home to restaurants, bars, coffee shops, boutiques, the marina, Oaks by the Bay Park & much more! Beaches are 10/15 minutes away via car. Beach chairs, towels & cooler are provided. Dog friendly & NO PET FEES! Saltwater pool & hot tub is a shared space with owners and other guests.

7–14 May

$204 SGD per night

Guest favourite

Home in Panama City

5.0 out of 5 average rating, 7 reviews

The Bay House. Walk to the Bay! Dog Friendly

The Bay House @ Historic St. Andrews is a quiet, relaxing retreat among the oak and magnolia-lined streets of St. Andrews. This newly renovated cottage is just minutes from the water and fun. With a firepit, grill and basketball court in the backyard. Walk to the historic St. Andrews Marina, shops, restaurants, coffee shops, wine bars, breweries, and more. Enjoy paddle boarding, kayaking and fishing - and take the quick drive across the bridge to the World's Most Beautiful Beaches.

22–29 Nov

$183 SGD per night

Guest favourite

Guest house in Panama City

4.92 out of 5 average rating, 37 reviews

Deer Point Lake - 750 sqft 1/1 & 2 minutes to lake

Forget your worries in this spacious and serene space just 2 minutes from Deer Point Lake boat ramp and cute little playground. Enjoy the quiet neighborhood in your own private 2 story 800 sqft guest house with its own private yard, shaded deck area and charcoal grill. Fast, free wifi and Comcast Cable with movie channels included. Tons of parking space to bring your boat, jetski or kayaks and enjoy our beautiful lake. Dogs under 25 lbs upon approval with an additional $300 pet fee.

16–23 Oct

$162 SGD per night

Guest favourite

Cottage in Laguna Beach on the Gulf of Mexico

4.99 out of 5 average rating, 263 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

6–13 Mar

$345 SGD per night

Guest favourite

Apartment in Panama City Beach

4.82 out of 5 average rating, 122 reviews

Calm Coastal Condo, Studio, Welcome Snow Birds!

Thank you for your interest in our PCB condo; a place we consider a home away from home to relax and enjoy the gulf coast. The condo is an efficiency unit: one large room, kitchen area, 2 person dining/ table, living room area, bedroom area and bathroom with door, approx. 400 sq. ft., ground level with one step up to front door. Home owners association restrictions include: Age 25 to rent and must be present, only 2 people total (fire code), no guests under age 18 and no pets.

22–29 Aug

$136 SGD per night

Guest favourite

Yurt in Lynn Haven

5.0 out of 5 average rating, 21 reviews

Circle up at the Circle House

This memorable place is anything but ordinary. I fell in love with our open concept circle house and you will, too! It's a solidly built concrete yurt big enough for six. This 2-BR, 2-BA is ideal for a family or for a couples trip. It's 1.2 miles from boat ramps, splash pads, a waterfront beach area, walking bridge and playgrounds; convenient to Aldi, Publix, Walmart, Target, Walgreens & CVS; and just 25 minutes to Tyndall AFB, Pier Park, PCB & St. Andrews State Park!

13–20 Jun

$158 SGD per night

Guest favourite

Apartment in Panama City Beach

4.93 out of 5 average rating, 81 reviews

Enjoy the Beach and Put you Heels In The Sand!!!

Looking for an escape? Beautiful gulf view 1 bedroom, 2 bathroom , plus bunk room unit. Located at famous Laketown Wharf Condominium. Just Steps away from the Worlds Most Beautiful Beaches. Sitting in the heart of all the Fun and Excitement of Shopping, Dining & Entertainment. Private beach access, 5 unique swimming pools, hot tabs Gym, and a putting green . Walking distance to Walmart, Believed or Not museum, Upside Down House, and more.....

7–14 Feb

$151 SGD per night

Holiday rentals for every style

Get the amount of space that is right for you

Houses

A space that's all yours, with room for everyone

Flats

Convenient locations with everyday essentials

Hotels

Stylish accommodation and amenities

Popular amenities for lake access rentals in Panama City

Free parking on premises

Air conditioning

Lake access house rentals

Home in Panama City Beach

4.92 out of 5 average rating, 109 reviews

Aqua: Live under the sea! Direct beach access.

4–11 Dec

$501 SGD per night

Guest favourite

Home in Panama City Beach

4.93 out of 5 average rating, 40 reviews

Walk to Beach~Come 4 Vacay~Why Wait For Elevators

18–25 Aug

$169 SGD per night

Guest favourite

Home in Panama City Beach

4.89 out of 5 average rating, 38 reviews

3 Minute walk to the Beach, 5 pools and 2 Hot Tubs

23–30 Jan

$187 SGD per night

Guest favourite

Home in Panama City

5.0 out of 5 average rating, 15 reviews

The Shoreline House

21–28 Jul

$237 SGD per night

Guest favourite

Home in Panama City Beach

4.95 out of 5 average rating, 76 reviews

Stunning Lakefront Home with Ocean Views

5–12 Feb

$379 SGD per night

Guest favourite

Home in Panama City Beach

5.0 out of 5 average rating, 5 reviews

CasaDeRiviera: Lakefront, Infinity Pool, Fire Pit

13–20 Jan

$448 SGD per night

Guest favourite

Home in Panama City Beach

4.97 out of 5 average rating, 35 reviews

*May Discount!* 3 Br in Venture Out w/ Golf Cart

16–23 May

$471 SGD per night

Guest favourite

Home in Panama City

4.89 out of 5 average rating, 19 reviews

Sunset Eyles

4–11 Nov

$241 SGD per night

Apartment rentals with lake access

Flat in Panama City Beach

4.57 out of 5 average rating, 28 reviews

Studio 3rd-Floor | Balcony | Pools | Hot Tubs

16–23 Apr

$187 SGD per night

Guest favourite

Flat in Panama City Beach

4.88 out of 5 average rating, 32 reviews

Ocean Breeze on Lullwater - 1/2 mile to Pier Park

7–14 Nov

$212 SGD per night

Flat in Panama City Beach

4.83 out of 5 average rating, 41 reviews

Gulf View Condo w/ Pool & Hot Tubs

18–25 Sep

$228 SGD per night

Guest favourite

Flat in Panama City Beach

5.0 out of 5 average rating, 23 reviews

5 min walk to Beach~OCEAN Views~30A area~4 Pools!

30 Jul – 6 Aug

$412 SGD per night

Guest favourite

Flat in Panama City Beach

4.94 out of 5 average rating, 36 reviews

Quiet-Relaxing-Modern-Sleeps 8 Walk to the Beach!

30 Oct – 6 Nov

$225 SGD per night

Flat in Panama City Beach

4.82 out of 5 average rating, 22 reviews

FREE beach equip, New & updated, 5 pool resort!

10–17 Oct

$455 SGD per night

Flat in Panama City Beach

4.85 out of 5 average rating, 27 reviews

Resort style luxury apartment

17–24 Oct

$284 SGD per night

Guest favourite

Flat in Panama City Beach

4.84 out of 5 average rating, 88 reviews

Stunning Ocean View 1 BR+Bunk BR, 2 BA; Sleeps 6

31 Jan – 7 Feb

$926 SGD per night

Lake access cottage rentals

Guest favourite

Cottage in Seagrove Beach

4.92 out of 5 average rating, 179 reviews

Palm tree oasis 30A beach boutique artist cottage

6–13 Jul

$340 SGD per night

Cottage in Southport

5.0 out of 5 average rating, 5 reviews

4 Person Lake Front Cottage with Kayaks

25 Apr – 2 May

$176 SGD per night

Cottage in Santa Rosa Beach

4.77 out of 5 average rating, 13 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

28 Jan – 4 Feb

$247 SGD per night

Guest favourite

Cottage in Panama City Beach

4.92 out of 5 average rating, 26 reviews

The Cottage on Alta Vista-so charming!

14–21 Sep

$281 SGD per night

Guest favourite

Cottage in Panama City Beach

4.97 out of 5 average rating, 30 reviews

3+Pets» Private Pool & Hot tub» Steps to Beach!

31 Jan – 7 Feb

$485 SGD per night

Guest favourite

Cottage in Rosemary Beach

5.0 out of 5 average rating, 34 reviews

Getaway Paradise to happy hour at 30A/dock access

14–21 Nov

$414 SGD per night

Guest favourite

Cottage in Inlet beach

4.94 out of 5 average rating, 18 reviews

Kid friendly golf cart sports gear pool lake beach

15–22 Apr

$1,127 SGD per night

Guest favourite

Cottage in Panama City Beach

4.71 out of 5 average rating, 24 reviews

Quiet Holiday Cottage On Lake Near Beach and Pool

10–17 Aug

$190 SGD per night

Quick stats about holiday rentals with lake access in Panama City

Total rentals
20 properties
Wifi availability
20 properties include access to wifi
Rentals with dedicated workspaces
10 properties have a dedicated workspace
Family-friendly rentals
10 properties are a good fit for families
Total number of reviews
480 reviews
Nightly prices starting at
$95 SGD before taxes and fees

Destinations to explore